Ontario new-home HST rebate: the March 31, 2027 deadline and which homes qualify
Up to $130,000 back on a new home you live in. Here is how much you get at each price, what qualifies and the steps to claim it.
By Inderpal Sidhu · Updated November 2026 · 6 min read
Quick answer
What is the deadline for the Ontario new-home HST rebate?
You must sign the agreement of purchase and sale between April 1, 2026 and March 31, 2027, and live in the home. The relief is the full 13% up to $1 million, $130,000 from $1 million to $1.5 million, then it shrinks to the regular $24,000 rebate at $1.85 million and above.
Updated November 2026 · Inderpal Sidhu, Salesperson, HomeLife Silvercity Realty Inc., Brokerage
If you are buying a new home in the GTA, this is the biggest number in your deal. Ontario's enhanced HST relief can be worth up to $130,000, but only for agreements signed between April 1, 2026 and March 31, 2027. That deadline is less than five months away.
What the rebate is
New homes in Ontario carry 13% HST. For one year, the province and Ottawa are giving most of it back to buyers who will live in the home. It is not limited to first-time buyers, and it applies to new detached, semi, townhome and condo units bought from a builder.
How much you get at each price
| Price of the new home | HST relief |
|---|---|
| Up to $1,000,000 | The full 13%: up to $130,000 |
| $1,000,000 to $1,500,000 | $130,000 |
| $1,500,000 to $1,850,000 | Shrinks gradually from $130,000 to $24,000 |
| Over $1,850,000 | The regular Ontario new-home rebate only: up to $24,000 |
The sweet spot is under $1.5 million. In most GTA cities that means new townhomes, semis and condos, and some detached homes in York, Durham and Halton. Homes over $1.85 million only get the regular Ontario rebate of up to $24,000.
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Get the list of new homes that qualify
Tell me your city and budget. I will send current projects under $1.5M with prices, deposits and your rebate estimate.
Who qualifies
- You sign the agreement of purchase and sale with the builder between April 1, 2026 and March 31, 2027.
- You (or a close family member) will live in it as a primary residence.
- The home is new and bought from the builder.
- Investors buying to rent out generally do not get the owner-occupied relief. A separate rental rebate may apply; ask your lawyer.
- First-time buyers may also qualify for the federal First-Time Home Buyers' GST rebate. Ask your lawyer how the two work together on your deal.
How you actually get it
In most builder deals, you sign the rebate over to the builder and it is credited on closing, so it lowers what you pay. Check that your agreement says the price is "net of rebates", and what happens if you do not qualify (for example if you rent it out instead). If the builder does not credit it, you apply to the CRA after closing. Your real estate lawyer handles the forms.
Before you sign, check the builder on the HCRA Ontario Builder Directory and confirm Tarion enrolment. My pre-construction guide covers deposits, delays and assignment rules.
New homes and rebate math by city
Each city guide has current prices, a rebate calculator and the questions to ask the builder:
Toronto · North York · Etobicoke · Markham · Richmond Hill · Vaughan · Newmarket · Aurora · Stouffville · King · Brampton · Mississauga · Caledon · Oakville · Burlington · Milton · Halton Hills · Pickering · Ajax · Whitby · Oshawa · Clarington
Want me to check whether a specific project qualifies?
Call or text 647-338-6875FAQ
What is the deadline for the Ontario HST rebate on new homes?
The agreement of purchase and sale must be signed between April 1, 2026 and March 31, 2027. No extension had been announced as of November 2026.
How much is the HST rebate on a $1.2 million new home?
$130,000, as long as it is your primary residence and you sign by March 31, 2027.
Do I need to be a first-time buyer?
No. The Ontario relief applies to any buyer who will live in the new home. First-time buyers may get extra federal relief.
Does it apply to pre-construction condos?
Yes, if you buy from the builder, sign within the window and will live in the unit.
Can I get the rebate on an assignment?
It depends on the dates and who the original buyer was. Have your lawyer check before you buy an assignment.
Questions? Call, text or WhatsApp me. I answer personally.
Call or text 647-338-6875Sources
Ontario: HST relief on new homes (March 25, 2026 backgrounder)
BNN Bloomberg: all Ontario buyers eligible for HST rebate on new homes for one year
TRREB: 2026 HST New Home Buyer Rebate
HCRA Ontario Builder Directory
General information only, not legal, tax, mortgage or financial advice. Rules and rates change; confirm with a real estate lawyer, mortgage professional and the CRA before you act. Inderpal Sidhu, Salesperson, HomeLife Silvercity Realty Inc., Brokerage.